Axis Bank Personal Loans are easy to get and absolutely hassle free. With minimum documentation you can now secure a personal loan for an amount upto Rs. 15 lakhs. Axis Bank Personal loan can be used for any purpose.
Axis Bank Personal Loans provide the following benefits:
- Pesonal loan up to Rupees one million for any purpose.
- Flexible Repayment Options ranging from 12 to 48 months.
- Repayment through Easy Monthly Installments (EMIs).
- Low Rate of Interest on Personal loans.
- Hassle free loans - No guarantor/security/collateral required
- Speedy loan approval
- Service at the customer's doorstep
- Special rates of interest on loans.
- For existing Auto Loan customers with a clear repayment of 12 months or more from even any of the approved financiers of Axis Bank, a hassle free personal loan without income documentation can be obtained.
- For existing Axis Bank Personal Loan customer with a clear repayment of 12 months or more, personal loan can be enhanced.
- Salaried Individuals
- Self Employed Individuals
- Self Employed Individuals in private companies and partnership firms in manufacturing,trading or services
- Each of the above groups of professionals encounter a specific set of criteria for sanction of Axis Bank Personal loan. Loan Applicants are also required to present a specific set of document.
- Financial Status of the person seeking loan
- His/her years of service left (in case of salaried individuals)
- Position of business (in case of self employed individuals)
- Valuation of Collateral Security provided by the loan seeker
- However, all the conditions mentioned above are subjected to the sole discretion of the concerned authorities of Axis Bank and are liable to vary from one person to another.
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